With a high credit score, the world is your oyster! At least when it comes to qualifying for a home loan. A good credit score can get you a better interest rate on your home loan and makes the entire homebuying process smoother. We have gathered a list of proven ways to raise your credit score according to myFICO.com, one of the leading credit reporting bureaus.

1. Pay Your Bills on Time

Choose well, plant once.

Even if you love yard work, no one enjoys redoing work they’ve already done (and if you like repetitive work, we’ve got a garden that needs weeding). So, when designing (or redesigning) your yard, it’s a darn good idea to do a little homework first and avoid redoing your yard season after season when plants die.