Most mortgage lenders entire value is based on today's interest rate and nothing else. We provide tools and resources, at no cost to you, as our valued client, to help you with your entire home buying journey.

We do an Upfront Cost Analysis and set Short Term and Long Term goals for you, and become a long-term advisory to you, throughout the entire life of the loan.  Because choosing a mortgage based on interest rate alone, without careful consideration of your overall wealth strategy , can wreak havoc on your financial future.

Our value proposition and our commitment to you, is much more expanded than just about interest rate.

We Want to Help Guide You and Be Your Lender for LIFE. 

We are committed to helping our Clients Grow their Wealth and Better Understand their Holistic Financial Situation, not just to give them debt. 

Call Sheila Merrill Today at 702-505-0908