Michael Welcom | Lender | NEVADA HOUSING DIVISION

Michael Welcom

Lending Program:
  • Home Is Possible
  • Home Is Possible For Heroes
Company:
  • FBC Mortgage
Address:
10777 West Twain Ste. 120-130 Las Vegas, NV 89135
Company NMLS#:
152859
NMLS#:
1622345
About Loan officer:

As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal residence, 2nd home or investment property, or if you need to refinance an existing mortgage, I can find the product that best suits your needs and circumstance. FBC offers Conventional, FHA, VA, USDA and Jumbo products, and I am prepared to find the one that is right for you. I will regularly communicate status updates to you twice a week as well as when your loan reaches certain milestones. With FBC, you have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is closed and funded. If you ever have a concern or question, my team and I are a quick phone call or email away, and we always look forward to opportunities to speak with you. We take great pride in the integrity of the work that we do and we look forward to servicing your loan in the future!

The easiest way to get preapproved would be to use our very user friendly website to input your required documents to give me a better idea of your specific financial situation. Once all of your documents have been provided, I will be able to see which specific programs would be the best fit for you and like to schedule a consultation to have you come in and go over the many moving parts to a mortgage as well as the great options Guild Mortgage can provide to you. 

In my opinion, the thing that sets FBC on a higher playing field, is our preapprovals are actually reviewed by an underwriter which provides you with not only an accurate preapproval amount but also a Credit Protection Letter which will protect your Earnest Money Deposit, Inspection, and Appraisal funds. 

To me, the Mortgage Business is not just a career, it's an opportunity to engage with people and be a part of their lives. When I'm not working on loans, I'm hiking, snowboarding, or playing with my golden retriever & golden doodle.